IDFC First Bank (formerly IDFC Bank) is an Indian banking company with headquarters in Mumbai that forms part of IDFC, an integrated infrastructure finance company. The bank started operations on 1 October 2015.IDFC received a universal banking licence from the Reserve Bank of India (RBI) in July 2015. On 6 November 2015, IDFC Bank was listed on BSE and NSE.The bank serves corporate and private customers in India including the infrastructure sector that IDFC specialized in from its founding in 1997. The bank also aims to provide services to people in rural areas and to the self-employed.
The bank IDFC Bank is the first in India to launch Aadhaar-linked cashless merchant solution. One of its largest loans into e-commerce includes a ₹3 billion (US$42 million) loan to Flipkart. On 8 November 2017, IDFC Bank entered into a strategic partnership with digital payments solution company MobiKwik to launch a co-branded virtual Visa prepaid card for customers of MobiKwik.
IDFC was incorporated on 30 January 1997 with its registered office in Chennai and started operations on 9 June 1997. In 1998 the company registered with the Reserve Bank of India (RBI) as a non-banking financial company and in 1999 it formally became a Public Financial Institution.
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